Terms and Conditions
Last updated: 07/10/2024
Introduction
PolicyCompass.net ("we" or "our") owns and operates the website located at policycompass.net (the "Site"). PolicyCompass.net provides and maintains this site for your information, conditioned on your acceptance, without modification, of the terms, conditions, and notices contained in these Terms and Conditions. By accessing and using the site, you accept and agree to the following terms:
Services
You understand and agree that PolicyCompass.net is not an insurance provider and is not the creditor for or issuer of any of the products featured on the Site. We are a medical insurance policy helper service. Any products or services advertised on this site or made available to you by any of our partners after you leave the PolicyCompass.net site are the sole responsibility of the respective product vendors and service providers.
Information Acceptance Policy
Your receipt of an electronic or other form of order confirmation does not signify acceptance of your application, nor does it constitute confirmation of any offer to supply you with an insurance policy. PolicyCompass.net reserves the right to accept or decline your request for any reason after receiving your information. PolicyCompass.net is not responsible for requests that cannot be supplied or unsuccessful application requests arising from an applicant's ineligibility to qualify for the insurance policy opportunity.
Eligibility and Compliance
You must be 18 years or older to use the Site. You agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of the Site and any services obtained through it. PolicyCompass.net may, in its sole discretion, report actual or perceived violations of law to appropriate authorities. If PolicyCompass.net becomes aware of any potential or suspected violation of these Terms and Conditions or its Privacy Policy, we may investigate the suspected violation and take appropriate enforcement action.
Intellectual Property
All trademarks, titles, characters, trade names, graphics, designs, and other properties, including software, text, and images appearing on this site, are protected intellectual properties owned by PolicyCompass.net, its licensees, or other authorized third parties. We grant you permission to view and make copies of documents, pages, images, or other materials on this site for your non-commercial, personal use in submitting a request for insurance policy assistance. All other rights are reserved.
Limitation of Liability and Disclaimer of Warranties
PolicyCompass.net uses reasonable efforts to ensure the accuracy of information on this site but cannot guarantee such accuracy. We make no representations regarding the use or results of any content on the Site as to its accuracy, reliability, or any other matter. Neither PolicyCompass.net nor any other party involved in creating, producing, or delivering this Site shall be liable for any direct, incidental, consequential, special, indirect, or punitive damages arising out of your access to or use of this Site. Everything on this Site is provided "as is" and without warranty of any kind, either express or implied.
Third-Party Content
The Site may contain links to third-party websites. PolicyCompass.net is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement of those sites or any products or services offered on them.
Privacy
Our Privacy Policy, incorporated herein by reference, governs the collection and use of data supplied through the Site. You agree that PolicyCompass.net, in its sole discretion, may modify the Privacy Policy, and you further agree that by using the Site after such modifications become effective, you have agreed to these modifications.
Security
PolicyCompass.net utilizes secure technology to protect your personal information. However, we cannot guarantee that this information will not be intercepted or decrypted by others. PolicyCompass.net accepts no responsibility for such interception or decryption.
Compensation Disclosure
PolicyCompass.net may receive compensation from third parties for goods, facilities, or services that we provide under separate contracts. Such compensation arrangements may or may not relate to your use of the Site. You agree to any such compensation arrangement whether or not related to your use of the Site.
Governing Law and Jurisdiction
These Terms and Conditions shall be governed by the laws of the State of Florida , without regard to its conflict of law principles. You agree that the sole jurisdiction and venue for any litigation arising from your use of the Site shall be an appropriate federal or state court located in Florida.
Modifications
PolicyCompass.net reserves the right to modify these Terms and Conditions from time to time. Your continued use of the Site after such modifications will constitute your acceptance of the new or amended terms and conditions.
Indemnification
By using the Site, you agree to indemnify and hold PolicyCompass.net, its subsidiaries, affiliates, officers, agents, and employees harmless from any loss, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Site.
Dispute Resolution
Any dispute concerning these Terms and Conditions, the Site, or any of our services shall be resolved through binding arbitration before the American Arbitration Association in the county where you live. The arbitrator will have exclusive authority to resolve any dispute, including claims that all or part of these Terms and Conditions are unenforceable.
Opt-Out of Arbitration/Class Action Waiver
You may opt-out of the Dispute Resolution provisions by providing written notice of your decision within thirty (30) days of the date that you first register on the PolicyCompass.net website. By accepting these Terms and Conditions, you waive your right to a jury trial and your right to bring, join, or participate in a class action suit or multi-party arbitration against us.
Violation of Terms and Conditions
PolicyCompass.net, at its sole discretion and without prior notice, may terminate your access to the Site and to any services offered if we believe that you have violated these Terms and Conditions, the Privacy Policy, or the law, or if your conduct is disruptive.
Contact Us
If you have any questions or concerns about these Terms and Conditions or the Site, please contact us at:
PolicyCompass.net
By Mail: 9314 Forest Hill Blvd Unit #249 Wellington, FL 33411
By Email: [email protected]
By using PolicyCompass.net, you signify your acceptance of these Terms and Conditions. If you do not agree to these terms, please do not use our Site.